My Husband Faked Renting Our House When He Actually Owned It, But Karma Quickly Caught Up With Him

The house. That was where our problems had begun.

Every month, a significant portion of my paycheck went toward the rent of our little home. Paul, my husband, and I both contributed to the rent, but he always handled the payments to our elusive landlord.

I trusted him implicitly, and of course, I never questioned his actions.

“Don’t worry, darling,” Paul would say. “I’ll take the money from our joint account each month and do the rest.”

Years passed, and my sacrifices continued. Paul took care of the power and the water bills, and we both contributed to the groceries. As difficult as it sometimes was, we both knew that it was just something that needed to be done.

One day, Paul had to leave early for a short business trip. It wasn’t anything new, and we had both gotten used to him going away on these trips.

“Do you want me to take care of rent?” I asked as I helped him pack his clothes away. “I know that you’re going to be traveling on the first of the month.”

“No, but thank you,” he said. “I’ll try and log on from my laptop and do it, or I’ll just handle it when I’m back.”

“Honey, you’re already doing so much for us. Let me lighten the burden and help,” I said.

Paul sighed deeply and took two ties out of his closet.

“It’s fine, Emma,” he said curtly. “I’ve got it under control.”

My husband left early the next morning and that was it. He didn’t speak about the rent topic again.

As the days went by and the rent was due the following day, I left my office during lunch to go to the bank.

“Where are you headed off to?” Jessica asked me as I gathered my handbag and cellphone before leaving the office.

“Just to the bank,” I replied. “I’ll be back soon and then we can get something for lunch.”

I walked into the bank ready to make a payment and lighten my husband’s load. But what I discovered was a different reality altogether.

I approached a teller and explained my situation, giving her all my relevant details.

“I just need to transfer rent money to my landlord,” I said. “My husband usually does this stuff, but he’s away on business.”

The teller smiled at me and looked at my identity document before continuing.

“Certainly, ma’am,” the teller said, pulling up the account details. “Could you confirm the account number?”

I read the number off the notepad I had taken from Paul’s desk that morning. He had a habit of writing all his important information on that one notepad.

“Thank you,” the teller said, typing the number in.

“A Mrs. Helen Parker?” she asked. “That’s your landlord’s account?”

I blinked in confusion.

“Helen Parker? Are you sure that’s what it says?” I exclaimed, my hands feeling clammy.

The teller, sensing that something was amiss, double-checked the records, frowning slightly as she concentrated.

“This is the account that has been receiving money from your account. It’s actually been receiving money for years.”

Paul’s mother. Helen Parker was Paul’s mother.

“There must be some mistake, surely,” I said.

“I’m afraid not, ma’am,” she said. “This account has consistently received the monthly payments. Look, I can print it all out for you if you’d like to go through it yourself.”

I nodded, too numb with shock.

I left the bank and drove home in a daze, forgetting that I needed to get back to work entirely.

Once home, I went straight to Paul’s study and began rifling through his drawers. I needed answers.

“How on earth have I been paying for his mother’s lifestyle all these years?” I said aloud.

It didn’t take long to find everything I needed. There it was, the ownership document for our house, signed and dated years ago, with Paul listed as the sole owner.

I didn’t know what to think, so I sat in silence for a few moments until my phone rang.

“Emma?” Jessica’s voice ran through the room. “Are you okay? Why didn’t you come back to the office?”

Quickly, I caught my best friend up on the drama.

“So, the rent that you’ve been paying is actually Helen’s allowance?” Jessica gasped. “That’s so ridiculous!”

“Yes,” I replied, holding my head in my hands. “I don’t know what to do. Paul is away for the next few days.”

“Did he take his laptop?” Jessica asked.

“No, actually, he didn’t,” I replied.

“Then go through it! Look for more information!”

My hands trembling, I turned on his laptop and found a series of messages exchanged between Paul and Helen. The messages detailed their plan, discussing how they would keep me in the dark and ensure I continued to pay rent, funneling my money straight to her.

“What the heck?” I muttered under my breath.

As the full weight of the betrayal settled on me, karma arrived with no delay. That evening, a violent storm swept through our town, leaving floods behind.

Of course, my house was one of them.

By the next morning, water started seeping through the ceiling, and within minutes, the whole house was flooded.

I took my belongings and went to a hotel. I wasn’t about to suffer through this alone.

“You can come to me,” Jessica said when I called to tell her that I was staying at a hotel.

“No,” I said. “I don’t plan on staying in the house long, so I’ll be here for a while. When Paul returns home, I’ll go to the house and get the last of my things.”

On the day that Paul was scheduled to come home, I went over to the house and worked my way through the things that were not damaged by the flooding.

“Emma, are you okay?” he asked as he stepped into the house. “What happened here?”

I turned to him, my eyes cold.

“I’m fine. But the house isn’t. The ceiling doesn’t look too good in some places. But it’s a good thing that’s not our house, right? The landlord’s insurance can cover it.”

To his credit, my husband isn’t stupid and he was able to pick up on my sarcasm easily.

Paul paled, realizing that he was trapped.

“Emma, I can explain,” he said.

“Don’t bother,” I interrupted. “I found the bank records, the ownership documents, and your messages to Helen. I know everything.”

Paul’s shoulders slumped in defeat.

“How could you do that to me?” I asked quietly. “Especially after knowing that I wanted to do things for myself. I wanted us to go on trips together and make memories. But all this time, I was just using my hard-earned money to take care of your mother?”

“What do you want me to tell you? That she’s old and needs it?” Paul asked.

“We both know that’s not the case,” I retorted. “Your father left everything to her. She’s doing fine. And in any case, it’s not that I wouldn’t have wanted to help Helen if I knew. It’s the fact that you’ve been lying for years.”

“Just wait,” Paul said. “I’m sure that we can work through this.”

“No, we cannot,” I replied. “You’ve been using me for years and I’m finally done with all of this.”

I walked out of the house and went back to the hotel where Jessica promised to come over and spend the evening with me.

The next day, I consulted a lawyer and fought to reclaim the money that I had unknowingly handed over to Helen.

In the end, justice prevailed and the court ruled in my favor, ordering Paul and his mother to repay every cent I had given them over the years.

With my newfound financial freedom, I got myself a little apartment, someplace that I could easily lock up and leave when it was time for a getaway.

And as for Paul? After the money was settled, I filed for a divorce, and left him in the past with his mother.

What would you have done?

I Kept Returning to the Same Café and Tipping $50 Each Time for a Reason the Waitress Couldn’t Imagine

For years, I drove two hours every Friday to visit a small suburban café, leaving unusually large tips for one particular waitress. What she didn’t know was that I carried a life-changing secret in my purse. I just wished I could find the courage to share it.

The Friday evening traffic crawled along the interstate as I made my way out of downtown. My colleagues at the law firm thought I was crazy to drive two hours just for dinner at some suburban café, but they didn’t understand. I didn’t go for the coffee or the sandwiches. I went to see her.

Woman in her 30s driving on a rainy road | Source: Midjourney

Woman in her 30s driving on a rainy road | Source: Midjourney

The café sat on a quiet corner, its red-brick exterior softened by white trim. It also had a white awning and window boxes full of purple petunias. The bell above the door chimed as I pushed it open, and the familiar scent of coffee and fresh-baked pie made me feel at home.

She looked up when I walked in—the waitress with kind eyes and silver-streaked hair. Her name tag read “Martha,” but I’d known that long before I ever set foot in this place.

Woman in her 50s wearing a waitress uniform in a café with a kind smile | Source: Midjourney

Woman in her 50s wearing a waitress uniform in a café with a kind smile | Source: Midjourney

Every time I saw her, I thought about what I held in my purse. And yet, I never knew if I would be brave enough to show it to her that day.

“Welcome back, hon,” she said, already reaching for the coffee pot. “Your usual spot?”

I nodded, sliding into my regular booth by the window. The vinyl seats squeaked beneath me, and the tabletop showed years of wear under its polished surface.

Woman in her 30s sitting in the booth of a café looking expectant | Source: Midjourney

Woman in her 30s sitting in the booth of a café looking expectant | Source: Midjourney

Martha set down a mug of black coffee and pulled out her order pad, though we both knew what I wanted. “Apple pie and an espresso?” she asked, her pen hovering over the paper.

“Yes, please.”

Her smile carried a warmth that made my chest ache. Did she ever wonder about me? Did she even remember me?

The truth sat heavy in my purse, wrapped in a manila envelope that was starting to show wear from months of being carried back and forth. Inside were the documents from the adoption agency, the ones that had turned my world upside down just a few months ago.

Woman in her 30s sitting in the booth of a café holding a purse and looking worried | Source: Midjourney

Woman in her 30s sitting in the booth of a café holding a purse and looking worried | Source: Midjourney

I still remember the day I finally confronted my adoptive parents about my past. Mother had been arranging flowers in their living room, each stem placed with surgical precision.

“We gave you everything,” she’d said, not bothering to look up from her roses. “The best schools, the finest opportunities. Why isn’t that enough?”

“Because it’s not about things, Mother. It’s about knowing who I am.”

Woman in her 30s looking upset while her mother stands in the background with her arms crossed in an expensive foyer | Source: Midjourney

Woman in her 30s looking upset while her mother stands in the background with her arms crossed in an expensive foyer | Source: Midjourney

“You’re one of us,” Father had interjected from behind his iPad. “That’s who you are. But if you insist on pursuing this… project, contact the agency yourself. We won’t stand in your way.”

His tone made it clear they wouldn’t help, either. After 38 years, I should have expected nothing less. My adoptive family had always treated emotions like unwelcome houseguests.

Luckily, I didn’t have trouble contacting the agency, and their response arrived faster than I’d expected. As I read through the documents in my condo, pieces of my past clicked into place.

Woman in her 30s sitting on a couch in the living room of a condo reading documents and looking surprised | Source: Midjourney

Woman in her 30s sitting on a couch in the living room of a condo reading documents and looking surprised | Source: Midjourney

My birth mother had died bringing me into the world. My birth father had been too overwhelmed by grief and responsibility, so he had walked away. And then there was Martha—my foster mother for two precious years.

She was the one spot of warmth I remembered from my entire childhood. Unfortunately, her husband’s cancer diagnosis forced them to make an impossible choice.

Martha returned with my pie, setting it down with the same care she always showed. “Anything else you need, sweetie?”

Woman in her 50s wearing a waitress uniform in a café smiling and holding a notepad | Source: Midjourney

Woman in her 50s wearing a waitress uniform in a café smiling and holding a notepad | Source: Midjourney

I opened my mouth, willing the words to come. The envelope pressed against my ribs through my purse. Just tell her, I thought. Just reach in, pull it out, and tell her.

Instead, I shook my head and smiled weakly. “No, thank you.”

She lingered a moment longer than usual, and I wondered if she sensed something. Did she see how my hands shook slightly as I picked up my fork?

Woman in her 50s wearing a waitress uniform in a café frowning and lingering by a booth | Source: Midjourney

Woman in her 50s wearing a waitress uniform in a café frowning and lingering by a booth | Source: Midjourney

If she did, she said nothing and went to another table while I started eating my pie. When I finished, I left my usual $50 tip on the table. It was excessive for coffee and pie, but how do you put a price on lost time?

Maybe I also left so much because I felt guilty for not being brave enough to tell her who I was today, either. Why was it that I could face the most intimidating lawyers in court without sweating, but this part of my past had me acting like a little girl?

I was disappointed in myself, so I stood. Next Friday, I’ll do it for sure, I promised.

Woman in her 30s with a brown leather purse looking disappointed standing by a booth in a café | Source: Midjourney

Woman in her 30s with a brown leather purse looking disappointed standing by a booth in a café | Source: Midjourney

Rain had started to fall heavily outside. I fumbled with my umbrella, almost dropping my keys on my way to my car.

“Hey, you!”

I froze, my keys hovering near the car door lock.

“Why are you doing this?!”

I turned to see Martha standing a few feet away, still in her work apron. She held up the money I’d given her.

Woman in her 50s wearing a waitress uniform holding money in one hand and looking concerned outside a red-bricked café | Source: Midjourney

Woman in her 50s wearing a waitress uniform holding money in one hand and looking concerned outside a red-bricked café | Source: Midjourney

“Every week, you come in,” she continued, taking a step closer. “You sit quietly, leave these large tips, and disappear. Why?”

My heart pounded so hard I thought it might break through my ribs. This was the moment I’d both longed for and dreaded. Yet, I knew I had to take this chance.

“I… I have something for you.” My voice sounded strange to my own ears as I reached into my purse with trembling fingers.

The envelope was slightly bent at the corners now.

Woman's hand handing over an envelope in a rainy parking lot | Source: Midjourney

Woman’s hand handing over an envelope in a rainy parking lot | Source: Midjourney

“Could you please read this?” I asked, holding it out. “When you have a moment?”

Martha took it slowly, confusion drawing her brows together. “What is this about?”

“It’s about me,” I whispered. “About us.”

She opened it right there, heedless of the rain. I watched her face as she read and saw the moment recognition dawned. Her hand flew to her mouth, and she stumbled backward.

Woman in her 50s wearing a waitress uniform holding a manila envelope and looking shocked while standing outside a red-bricked café in the rain | Source: Midjourney

Woman in her 50s wearing a waitress uniform holding a manila envelope and looking shocked while standing outside a red-bricked café in the rain | Source: Midjourney

“Oh my God,” she breathed. “Sarah? My little Sarah?”

I nodded, tears spilling down my cheeks. “Yeah…”

We just looked at one another for an infinite moment.

“Oh, sweetie. I see from these documents that you must have figured out what happened. But you have to understand that John… my husband, your foster father… he got so sick,” she said finally. “The bills kept piling up. This couple came along. They were so wealthy. They could give you everything we couldn’t.”

“I understand perfectly,” I said softly, and I did. I knew they did what they thought was best for me. She didn’t need to explain herself. “What happened to John?”

Woman in her 30s talking to a woman in her 50s in a rainy parking lot outside a red-bricked café | Source: Midjourney

Woman in her 30s talking to a woman in her 50s in a rainy parking lot outside a red-bricked café | Source: Midjourney

“Cancer took him three years after you were adopted…” She swallowed hard. “He loved you so much, Sarah. We both did. Every day since we let you go, I’ve wondered if we made the right choice.”

“I have… fragments of memories,” I admitted. “Someone reading ‘Goodnight Moon.’ The smell of cookies baking. A man’s laugh. Me calling you Momma. I always told myself I was making it up.”

Martha nodded through her tears. “You wouldn’t go to sleep without that book,” she smiled. “And John would spend hours in the kitchen with you, letting you ‘help’ make cookies. You were only two, but you were so determined to do everything yourself. As soon as you could speak, you called us Momma and Papa.”

Little girl standing on a stool helping make cookies | Source: Midjourney

Little girl standing on a stool helping make cookies | Source: Midjourney

The rain came down harder, soaking us even more. Eager to hear more, we ran and waited below the awning in front of the café.

Martha told me about my early days, about the love that had filled their modest home. I shared stories about growing up with my adoptive parents. I was financially secure, yes, but emotionally… that was a different story.

“I contacted the agency a few months ago and started coming here,” I confessed after telling her about my current life and career. “Every time I tried to tell you, I lost my nerve.”

Woman in her 30s talking to a woman in her 50s beneath the awning of a red-bricked café | Source: Midjourney

Woman in her 30s talking to a woman in her 50s beneath the awning of a red-bricked café | Source: Midjourney

“So you left those tips instead?” Martha’s eyes crinkled with understanding.

“It was the only way I knew how to reach out.”

Suddenly, we heard a sharp tap on the window. It was Martha’s manager, beckoning her inside. “I have to go back to work,” she told me, her eyebrows pulling down apologetically. “Will you come next Friday?”

“Actually… could we maybe do breakfast instead? Tomorrow?”

“Oh, honey,” Martha said, wrapping me into the best hug I’d ever gotten. “I would love nothing more.” When we separated, she pulled out her phone. “Here, write down my number.”

Woman in her 30s hugging a woman in her 50s, smiling and emotional, beneath the awning of a red-bricked café | Source: Midjourney

Woman in her 30s hugging a woman in her 50s, smiling and emotional, beneath the awning of a red-bricked café | Source: Midjourney

“Thank you,” I said, after putting my phone back in my pocket. “Bye, Momma.”

Martha’s hand flew to her mouth at my words. “Bye, sweetie. See you soon.”

The rain stopped as I drove back to the city, and stars peeked through breaks in the clouds.

I couldn’t wait to see her again.

Don’t get me wrong. I knew my life, despite its beginning, had been privileged; my adoptive parents had provided everything they could, paving the way for all my success. For that, I will always be grateful.

But sometimes, pure warmth and love are all a person needs. I had experienced that with Momma and Papa, and now, at least, I had her back in my life.

Woman in her 30s driving on a dark rainy road smiling brightly | Source: Midjourney

Woman in her 30s driving on a dark rainy road smiling brightly | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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